Finance and insurance的平均年薪 (日本)
Finance and insurance行业从业者的平均推定年薪,按年龄阶级和性别划分。数据来源: 厚劳省 工资结构基本统计调查 (e-Stat)。
Finance and insurance earnings curve by age
| Age band | Total annual | Male annual | Female annual |
|---|---|---|---|
| ~19 | ¥2,207,000 | ¥2,382,000 | ¥2,191,000 |
| 20-24 | ¥3,419,000 | ¥3,625,000 | ¥3,270,000 |
| 25-29 | ¥4,878,000 | ¥5,581,000 | ¥4,311,000 |
| 30-34 | ¥6,051,000 | ¥7,423,000 | ¥5,040,000 |
| 35-39 | ¥6,977,000 | ¥9,083,000 | ¥5,024,000 |
| 40-44 | ¥7,672,000 | ¥10,342,000 | ¥5,318,000 |
| 45-49 | ¥7,876,000 | ¥10,911,000 | ¥5,639,000 |
| 50-54 | ¥7,841,000 | ¥10,655,000 | ¥5,418,000 |
| 55-59 | ¥7,587,000 | ¥10,031,000 | ¥5,202,000 |
| 60-64 | ¥5,148,000 | ¥5,767,000 | ¥4,426,000 |
| 65~ | ¥4,684,000 | ¥4,666,000 | ¥4,692,000 |
How to read the Finance and insurance sector data
Overview
The weighted-average annual income for Finance and insurance sector is JP¥6,592,000 (sample: 1,023,300 workers). That is +29.8% above the national average. The figure is computed across age bands from the official wage census, capturing real working conditions across gender, industry, and company size.
Age-band peak
Finance and insurance sector earnings peak in the 45-49 age band at JP¥7,876,000. The steepest jump occurs in the 25-29 band — typically a milestone where compensation accelerates. A peak that arrives early signals performance-driven pay; a later peak suggests stronger seniority weighting.
Gender gap (30s)
In the 30-34 age band for Finance and insurance sector, the female-to-male income ratio is 67.9% — a gap of 32.1 pp. Japan's overall norm in this band is 75–80%; values below indicate a wider gap, values above indicate parity. Occupational mix (field vs. office), employment-type imbalance, and post-maternity career paths all contribute.
Earnings curve
Finance and insurance sector age-band curve is classified as inverted-U (mid-career peak). The inverted-U is the Japanese baseline (peak just before retirement, then re-employment dip). A rising curve means specialization compounds with experience; a flat curve means experience has limited compensation impact.
Source: Basic Survey on Wage Structure (Japan, MHLW). Computed as a workerCount-weighted average across 5-year age bands. Cells suppressed for insufficient sample are excluded — no fallback is applied here.
Finance and insurance vs nationwide
| Age | Finance and insurance | All industries | Diff | % |
|---|---|---|---|---|
| ~19 | ¥221万 | ¥262万 | ¥-41万 | -15.8% |
| 20-24 | ¥342万 | ¥335万 | +¥7万 | +2.0% |
| 25-29 | ¥488万 | ¥415万 | +¥73万 | +17.7% |
| 30-34 | ¥605万 | ¥465万 | +¥141万 | +30.3% |
| 35-39 | ¥698万 | ¥514万 | +¥184万 | +35.8% |
| 40-44 | ¥767万 | ¥548万 | +¥219万 | +39.9% |
| 45-49 | ¥788万 | ¥576万 | +¥212万 | +36.8% |
| 50-54 | ¥784万 | ¥600万 | +¥184万 | +30.7% |
| 55-59 | ¥759万 | ¥607万 | +¥152万 | +25.1% |
| 60-64 | ¥515万 | ¥462万 | +¥53万 | +11.4% |
| 65~ | ¥468万 | ¥367万 | +¥102万 | +27.7% |
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